![]() ![]() When this card first came out I didn’t think this was great because their adoption of Apple Pay wasn’t a lot. This category could be a bit deceiving because it’s 2% cashback, but only if you use Apple Pay. Apple products are pricey, so being able to get a $1000 MacBook Air and pay $80 a month for it is a big benefit for some. There is no other card on the market that does that for Apple. But as a cashback card, in the US, I think this card is still top tier.Īs a big Apple user, I can use the card to not only get 3% cashback on hardware like iPads and Macbooks, but I also have the ability to finance the hardware with zero interest over 12 months. I also like to mention that I usually prefer to use credit cards that earn miles and points for travel hacking. I do want to mention that this is not financial advice, and I am just going off of my experience with the Apple card. So that begs the question, is the Apple Card worth it in 2023? So there are plenty of options in this zero-fee, cash back category for someone to decide on. You then have Chase Freedom which gives you 1.5% cashback on everything with some 3% categories. There are other cards in this category like the Wells Fargo Active cash card that gives you 2% back on everything, or the Sofi Credit card that gives you 3% cash back on everything for the first year and then 2% after that (love this card). So if you regularly buy at those stores, then that adds even more value. ![]() There are also some other merchants that have partnered with Apple like Nike, Panera, T-mobile, and others, that also give you that 3% cashback. So as you can see it has some decent value for a zero-fee card. Cool titanium card that makes a fun clank noise when you drop it. ![]()
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